Today is officially the last day to sign up for health insurance in order to get coverage in 2014 and avoid a fine for being uninsured under the Affordable Care Act (ACA). A slew of exemptions have effectively extended the deadline indefinitely, however.
If you’ve started an application by 11:59PM tonight, you can complete it after the deadline and still receive coverage in 2014. Even if you haven’t started an application by tonight, you’re allowed to apply after the deadline if you experienced website errors, were given misinformation by an ACA worker, were the victim of exceptional circumstances, or fit into one of another seven categories. These claims will not be audited and there is no penalty for lying. “Most people are truthful when applying for those benefits,” Julie Bataille, the director of communications for the Health and Human Services department that oversees the insurance marketplace, told reporters last week.
Julie Bataille believes people are truthful when applying for benefits.