San Francisco architect Lee Hammack (60) says he and his wife, JoEllen Brothers (59), are “cradle Democrats.” They have donated to the liberal group Organizing for America and worked the phone banks a year ago for President Obama’s re-election.Since 1995, Hammack and Brothers have received their health coverage from Kaiser Permanente, where Brothers worked until 2009 as a dietitian and diabetes educator. “We’ve both been in very good health all of our lives – exercise, don’t smoke, drink lightly, healthy weight, no health issues, and so on,” Hammack told me. But recently, Kaiser informed them the plan would be canceled at the end of the year because it did not meet the requirements of the Affordable Care Act. What is Hammack going to do? If his income were to fall below four times the federal poverty level, or about $62,000 for a family of two, he would qualify for subsidies that could lower his premium cost to as low as zero. If he makes even one dollar more, he gets nothing.That’s what he’s leaning toward — lowering his salary or shifting more money toward a retirement account and applying for a subsidy. “We’re not changing our views because of this situation but frustrated that the stewards of the ACA don’t seem to have heard.”
San Francisco architect karma ran over his dogma.